Beyond these updates, the IRS is also requiring additional documentation for home buyers who claim the credit for purchases after Nov. 6, 2009. Buyers must now provide a copy of the HUD-1 form or, in cases where that form is not used, a certificate of occupancy for a newly constructed home. For purchases taking place after April 30, a copy of the signed sales contract must also be supplied. Meanwhile, in order to claim the $6,500 repeat buyer tax credit, home buyers must attach one of the following for five consecutive years of the last eight to demonstrate that they meet the repeat buyer qualifications: a Form 1098 reporting mortgage interest; a property tax statement; or home insurance records.

Tax credit buyers should also know that, due to the new documentation requirements, those claiming either the $8,000 first-time home buyer credit or the $6,500 repeat-buyer credit cannot e-file. As a result, taxpayers should be prepared to wait at least 12 to 16 weeks to receive their refunds. On a final note, NAHB has recommended options to Treasury and IRS officials for homebuyers who do not use a HUD-1 form and whose local jurisdiction does not issue a certificate of occupancy. We are awaiting their response at this time. Get more information on NAHB’s consumer tax credit Web site at: www.federalhousingtaxcredit.com

Local builder in Clovis NM builds a snow mountain for neighborhood kids

The slopes in Clovis

Then, you can’t deny the lowest interest rates in history are available right now!  Some experts insist that inflation and interest rates could go up into the double digits like they did after the depression in the 70’s and 80’s.  We saw 18% then!  Don’t get stuck in an adjustable mortgage!

Also, if you qualify for the Tax credit you can get a $6500 rebate from the Federal Government if you have been in your current home for 5 years or more and make less than $245,000 a year…(please see  www.nahb.org/generic.aspx?sectionID=1780&genericContentID=130361 your tax professional for current information.  All of this has a deadline and Adkins Construction Inc. must have a deadline on its military discount as well.  February 28th, 2010 will be the last day for the military discount.  Congratulations to the Stubbs on their new home and use of this discount.  We welcome them into the neighborhood and into the Adkins Family of Home buyers.  They are great people and I am sure they will enjoy their new ENERGY STAR HOME!  They are the first people to take advantage of our military discount and the 2nd to buy an Adkins certified ENERGY STAR home.  Come see the difference in new home by Adkins.  (This military discount is only valid on new homes that are complete…it is not available for homes that are currently in the planning process or are being framed, built, etc.)

Yes, Clovis does have a pulse!  This is taken directly from

Kristin, of Bold Kreative Photography on her experience on moving to Clovis, NM.  Here is her story…

From Palm Trees to Tumble Weeds

by kristin · 2 comments

in Things to do in Clovis NM

A few weeks ago I was asked to write about my “outsider views” about Clovis, New Mexico.  I didn’t know what to write at first. I mean Clovis is Clovis, at least that is what I thought  when we first arrived.  To those who live here and call Clovis home it is so much more to them than “just Clovis.”   As I gradually meet more and more “locals”  they share the “Clovis” they know as their home with me and I am beginning to feel and experience some of the reasons they call ”Clovis” home.

Lets start at the beginning, I relocated from what one would call ‘Paradise’ aka Florida. I mean living just minutes from the beach, having ‘almost’ perfect weather, oh and did I mention the beach?!

I moved here with my boyfriend who is among those newly transplanted military personnel to Canon Air Force Base.  I LOVE to travel, I had never been to New Mexico, so I saw this as an opportunity  to explore a new area and a new culture. I never once in my life ever thought I would ever live in New Mexico, but I can proudly say I can cross that off the list!   I do at times, wish that I was back in Florida, stuck in traffic with all the tourists, versus the smell of the “dairy air”  out here but if you give this place time just like the locals that smell starts to become home.

As you enter Clovis head down Prince street , you will soon see there are places to go.  No not  a hundred plus stores, but there is at least a Mall,  Clovis may not have a Target, but they do have a Wal-mart and Home Depot! Oh the local smoothie shop makes me feel like paradise came to me!! Locals tell me to look at it like a glass half full, not like a glass half empty!  The glass just isn’t full yet! Commercializing  of Clovis has not happened still lots of locally owned and operated businesses and a short drive to get about anywhere. If you need something offered in the big city. Go. It’s a short drive and you will welcome coming home to Clovis. And the weather is always changing just wait a day or two and it will change. My favorite are the picture perfect clouds. They skies in New Mexico are not like anywhere else that I have visited yet! If you follow my photography (http://boldkreativephotography.com) you will know that I have a fascination with clouds, and love when I have lots of them in the pictures during a session! Another awesome weather feature out here is the lightning. The lightning storms are nature’s picture in the sky that will have you wanting more!

Did you know Clovis has a zoo? Yes, and it only cost you $3.00  what a deal and nice size too. What a hidden treasure to find a zoo.    I wrote a blog post about my experience with pictures here: http://blog.boldkreativephotography.com/?p=428

Within the first week here, we were fortunate enough to hit up our FIRST rodeo!  It was a blast!!  I had never experienced a rodeo:  new cultural experience my mom would say! I remember I was overly impressed with how genuinely nice people were and friendly too!   That was an eye opener to me about this town that we had just moved to!

I am a professional photographer, so naturally I am always out looking for new, creative locations to shoot for my sessions, so I spent a lot of my time the first couple of months just exploring the area.  Ned Houk park on the far side of Clovis (Continue Prince street all the way out-of-town it is on the right a few miles out) is this HUGE outdoor park, that has more playgrounds for children than I have ever seen in one park.  And if you are lucky you might be able to catch a Buffalo roaming around in the wild. Since my photography work is done on location, who would have thought I would trade the beach for cornfields and sunflower fields!   Even walking around main street in town is an adventure, those shops up and down that street are so fun to just walk in and look around.   One place I have on my list to check out is the Norman Petty museum!  I find it fascinating this small of a town has had multiple celebrities either grow up here or start their career here.

This past August I had an opportunity to have a booth for my photography at the Clovis Fair.  I knew this would be a good chance for me to get my name out there, let people know what I can offer, and my style of shooting.  I didn’t realize it would be a way for me to get to know more about Clovis and make some good lasting connections with people in the community. The support the community has for the fair was amazing,  the activities they had for the children like the boot race or the horse race loved it. Like documented in this blog post: http://blog.boldkreativephotography.com/?p=817

So my advice from one outsider to another outsider: Get out there, give it a chance, explore and let the locals welcome you in.

If you are interested, subscribe to my blog for possible other adventures that I may explore around the area. http://blog.boldkreativephotography.com

Ask us about our military discount!

$275,000

Click here to view pictures of this home

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Click here to view a virtual tour of this home

Behind the Walls is What Really Counts

All new homes look great from the outside. But to make sure that your next new home is truly energy efficient, it’s important to look “behind the walls.”

Homes that earn the ENERGY STAR include four “must have” features behind the walls that will make you more comfortable, reduce utility bills, and help protect the environment.

Air Sealing and Insulation That Works

Don’t pay to heat and cool the outdoors! Air leakage and improperly installed insulation can waste 20 percent or more of the energy you pay to heat and cool your home. Typical homes have so many leaks, it’s like having a window open all the time, winter and summer.

An Insulated Wall: All insulation works when
it is installed properly and has no gaps, voids, or compressed areas.

Foam being blown into a wall.

Windows are an important part of your home’s beauty. But in typical homes, windows made with older techniques are simply too cold in the winter and too warm in the summer — making you feel uncomfortable and wasting energy unnecessarily.

Low – e Windows

New homebuyers often spend thousands of dollars decorating their homes — from furniture and floor coverings to window treatments and artwork. Without high performance windows that block damaging ultraviolet radiation, these furnishings will fade and degrade over time.

In an ENERGY STAR qualified home…

ENERGY STAR windows, doors, and skylights keep your home cooler in the summer and warmer in the winter, reduce moisture condensation on window panes and sills, and minimize interior fabric fading.

Independent Testing and Inspection to Ensure Quality Construction

Most builders will tell you that they build energy-efficient homes. But builders whose homes earn the ENERGY STAR back up their claims. ENERGY STAR qualified homes are inspected and tested by an independent Home Energy Rater to meet EPA’s new and more rigorous guidelines for energy efficiency.

In an ENERGY STAR qualified home…

The builder’s construction crews know that their work will be tested for performance, quality, and attention to detail. Home Energy Raters inspect insulation installation, perform tightness tests on the home’s envelope and duct system, and ensure that all energy-efficient features and equipment are properly installed in your new home.

With new and more rigorous EPA guidelines to earn the label, ENERGY STAR qualified homes are quieter and more comfortable than ever, have lower utility bills, and help protect the environment by reducing greenhouse gas emissions. Look for a home with the ENERGY STAR, the government-backed symbol for superior energy efficiency.

Energy Star Approved Builder

YOUTUBE VIDEO of 805 Chase Meadows